Loan Programs

Fix & Flip Loans

Short-term financing for investors purchasing properties that need renovation. Loan proceeds can cover the purchase and rehab costs, with qualification typically based heavily on the property's After Repair Value (ARV) and the investor's experience.

Bridge Loans

Short-term financing designed to bridge the gap between acquiring a property and obtaining permanent financing or selling it. Common for quick acquisitions, properties needing stabilization, or situations where conventional financing isn't practical.

DSCR Loans

Long-term rental property financing where qualification is primarily based on the property's rental income and debt-service coverage ratio (DSCR) rather than the borrower's personal income. Often no W-2s, tax returns, or traditional DTI calculation are required.

Ground-Up Construction Loans

Financing for investors or builders constructing a new residential investment property from the ground up. Funds are generally released through construction draws as different stages of the project are completed.

Rental / Investor Loans

Long-term financing for single-family homes, condos, townhomes, and 2-4 unit investment properties, commonly structured as DSCR loans. Available for purchases, rate-and-term refinances, and cash-out refinances.

Multifamily Loans

Financing for 5+ unit apartment properties, typically based on the property's income, expenses, occupancy, and overall financial performance.

Portfolio Loans

Financing that allows experienced investors to finance multiple rental properties, sometimes under a single loan or lending relationship, simplifying management and scaling.

Commercial Bridge Loans

Short-term financing for commercial or multifamily properties that need renovation, repositioning, lease-up, or stabilization before qualifying for permanent financing.

Fix & Flip Loans

Multifamily Loans

Ground-Up Construction

Rental / Investor Loans